Case Studies

Dream

---

This client came to us in 2018 looking to make a change. He enjoyed his work as a bypass surgeon, but the hours required with the practice left him stressed, overworked, and burned out. His dream was to start an independent practice of his own. He was, however, unsure how to navigate this change without sacrificing the lifestyle he and his husband had worked hard to build while also saving for retirement.

---

Plan

---

After learning of this client’s interests, goals, and unique story—from childhood to the present day—our mission was to craft a financial plan he would find realistic and comfortable implementing. The plan touched upon various topics, such as:

Cash-flow As his and his husband’s life changed—moving from New York to Atlanta to open his own practice, then moving back to Rhode Island to tend to family—we communicated regularly to make sure their household budget remained in line with their long-term goals. Retirement plan Taking his small business into consideration, we provided him choices for a retirement plan and helped him implement a suitable option. Insurance plan Based on his age, health, income, and lifestyle, we helped determine his needs for life insurance, disability insurance, and long-term-care coverage. Real estate To help him pursue his career changes, while maintaining his lifestyle preferences, we guided him through several real estate decisions. Portfolio adjustments After analyzing his investments, we diversified his portfolio to align with his long-term goals and rebalanced his portfolio with changing market conditions.

---

Present

---

This client is currently operating his own surgical practice in Atlanta, Georgia and living in New Fairfield, Connecticut with his husband and dog.

The preceding story is for illustrative purposes only. Actual performance and results will vary. These do not constitute a recommendation as to the suitability of any investment for any person or persons having circumstances similar to those portrayed, and a financial advisor should be consulted regarding your specific situation.

---